I stopped.  Budgeting.  Oops.  And finances are in a downward spiral.  And it's time for me to take some real responsibility for my excess spending.    

The hard part?  I should have been done with this debt stuff this year.  At this point I should be over half way there.  And now I feel like I'm starting from scratch.

But at least I've refocused.  Started again.  Redone the budget.  Trimmed the fat.  

And I'm pretty sure this is it.  The last time I've refocused.  Because I won't pretend that I haven't fallen off the wagon before.  I've just got to follow through this time.  All the way to the end.  

I've made the plan.

Now it's time to run the play.

All the way to the finish line.

*****

Interesting Read: A Story of Debt